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5 Budget-Friendly Ways You Can Be Disaster Ready!

August 31, 2025

An overlooked part of disaster preparedness is that people with limited financial resources may need a more equitable approach. In the Bay Area, where earthquakes, wildfires, power shutoffs, and floods present real threats, those experiencing poverty tend to face higher risks and fewer recovery options. However, you can still be prepared, even on a limited budget.

Here are five budget-friendly steps you can take to prepare for a disaster, regardless of your income.

  1. Start with Knowledge, Not Gear
    Preparedness starts with knowledge, not a shopping list. It can be split into two categories: understanding risks and signing up for alerts.

    Know your risks. In the Bay Area, that includes earthquakes, wildfires (especially in the East and North Bay), flooding (particularly in low-lying areas of the East and South Bay), and power outages.

    Sign up for alerts. Bay Area counties offer emergency notifications through text, email, or phone. These systems notify you about earthquakes, wildfires, evacuations, power shutoffs, and more.

    Pro tip: These alerts could be the difference between danger and safety. They’re free—and they work.

  2. Build a Budget-Friendly Go Bag – One Item at a Time
    You don’t need to spend $100 on an emergency kit in a single night. In fact, some of the best kits are assembled gradually, over time, using what you already have.

    Even $5 a month can help build a basic kit over time.

    Essentials to gather (low-cost or free options):

    Item
    Tip
    Water (1 gal/person/day for 3 days)
    Fill & rotate clean soda bottles or milk jugs
    Non-perishable food
    Canned goods, granola, nut butter, bulk rice, etc.
    Flashlight
    Dollar store or solar-powered garden light
    Batteries
    Keep track of what you have; swap with neighbors
    First aid
    Start small: bandages, antiseptic, aspirin
    Copies of documents
    Store in Ziploc bags and/or upload to Google Drive
    Blanket, socks, warm layer
    Thrift store or shelter extras
    Manual can opener
    Dollar store or ask neighbors for a spare
    Whistle, mask, gloves
    Basic PPE can be found in community org kits

    Pro Tip: Local food banks or nonprofits sometimes give out free emergency kits or host preparedness fairs.

  3. Make a Simple Plan with Your Household
    Disasters are chaotic. A simple plan can create clarity. Having a plan is more important than having a perfect kit.

    Here’s what your plan should include:

    • Agree on a meeting place outside the home and in your neighborhood.
    • Choose an out-of-area contact everyone can call/text if separated.
    • Practice texting “I’m OK” to loved ones—it uses less bandwidth than a call.
    • For families with kids: put a copy of contact info in backpacks.
  4. Connect With Your Community—Because Survival Is Collective
    Preparedness isn’t just individual; it’s communal. The more we show up for each other, the stronger we all become.

    Ways to build resilience together:

    You are never alone. Mutual aid is disaster response.

  5. Prepare for What’s Most Likely, Not What’s Scary
    You don’t need to prepare for every “doomsday” scenario, just the ones most likely to impact your neighborhood.

    • Earthquakes – Bolt heavy furniture; learn how to turn off your gas.
    • Wildfire smoke – Keep N95 masks from COVID days; use towels to seal windows.
    • Power outages – Store shelf-stable food; keep flashlights and batteries ready.

Final Note: Resilience Isn’t a Luxury

Disaster preparedness for people experiencing poverty must be community-led, resourceful, and inclusive. You don’t need to buy your way into safety — you build it. We all can do this through planning, sharing, and connecting with one another, regardless of income.

*Additional Resources Worth Exploring

  • Listos California – disaster prep in plain language, great for underserved communities
  • 211 Bay Area – get real-time assistance during disasters
  • SF CARD – community preparedness and resilience for nonprofits