United Way Bay Area


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If you are struggling to make ends meet, you might not have time to get help at multiple locations or know what programs are available to you. That’s why United Way created SparkPoint: to provide one-stop Bay Area financial help and education centers where low-income residents can access a full range of free services.

SparkPoint: Free Financial Coaching

Sparkpoint Centers help families create step-by-step plans to tackle their unique financial needs, and connect them to services that address each one:

  • Credit Counseling/Repair
  • Job Placement/Training
  • Career Development
  • Higher Education
  • Entrepreneurship Training
  • Business Development
  • Benefit Screenings
  • Individual Development Accounts
  • Home Ownership
  • Tax Preparation

Clients receive one-on-one coaching and a customized financial plan that focuses on:

  • Increasing income, from accessing public assistance to free tax prep, to job training and placement
  • Managing credit, including improving credit score, managing debt, and creating a household budget
  • Building assets, including matched savings accounts and first-time home buyer programs
Download the SparkPoint Information Kit