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Doing Everything Right, Still Left Behind: How Bay Area Families are Affected by H.R.1 (The Snap and Medicaid Bill)

November 25, 2025

A collage of UWBA clients.

In This Blog

The Real Cost of SNAP & Medicaid Cuts

Bay Area, California – When the One Big Beautiful Bill Act (H.R.1) was signed into law, it wasn’t just another piece of legislation in a summer full of noise. For thousands in the Bay Area and millions nationwide, it marked a significant change aimed at the core of their lives.

This new law, which limits access to programs like SNAP and Medicaid, also alters eligibility requirements. As a result, many Americans who depend on these programs will soon see their benefits cut or be completely removed.

In policy circles, the conversation has focused on programs and cost-saving measures, the impact on workers who are now starting to miss federal paychecks, and the freezing of vital benefits altogether.

But beyond those rooms, people were talking about the cost of these policies very differently.

No one was asking the people themselves. So, we did.

Over the past several weeks, we sat down with five individuals navigating the fragile balance between opportunity and survival – people who, with access to the very benefits in question, have taken great care to build lives, progress, and dignity. People who are now facing a potential collapse of all they’ve fought hard to build.

This is what they want you to know.

Impact of BBB on Individual Lives

Ashley’s Story: SNAP Helps Balance a Career and Motherhood

A headshot of a female presenting individual against a grassy background.

“I don’t want a string of shifts. I want a career.”

Ashley is a mother of one, with another on the way, and a full-time student in Social Work and Child Development. She’s been in the service industry for over a decade, the kind of employee who picks up doubles, opens early, and closes late. But when her first daughter was born, she wanted more than a rotating door of restaurant shifts. She wanted structure. She wanted to be home for dinner.

So, she enrolled full-time at a local college and picked up a campus job. SNAP benefits covered her groceries. Medicaid covered her prenatal visits. Because she qualified for those benefits, campus childcare was available free of charge, which made attending school possible.

Now, those benefits are under threat. If even one of those links is removed, the whole chain falls apart.

“There’s no part of what I’m doing that isn’t trying,” she says. “I just need the support to finish what I started. If it’s taken away, I don’t know what I’ll do. I just want to be someone my daughter can be proud of.”

Shekinah’s Story: Medi-Cal Provides Life-Saving Healthcare

A headshot of a female presenting individual against a grassy background.

“I could die. It’s that simple.”

AI-generated content may be incorrect.Shekinah has done everything every system asks of her. She’s worked hard and gone after homeownership. She’s built a life of dignity despite ongoing health issues that need continuous care. But even with all her progress, one policy change threatens to undo it all.

She doesn’t mince words. “This bill—it could kill me.”

Shekinah has several chronic illnesses and depends on Medi-Cal for essential prescriptions, oxygen, and ongoing care. Without it, she would need to dip into her savings to get by. But she says that safety net won’t last long. “And then what? I can’t work. I can’t hustle my way out of this. My life is on the line.”

She’s not seeking sympathy. She’s urging reflection. “Think of the people you love. Your neighbor, your aunt, your friend from church. How many of them benefit from these programs?” she asks. “You really think cutting these benefits won’t have ripple effects? You really think harm stays confined to one place?”

Gabriele’s Story: Medicaid Maintains Independence and Dignity

“You think I don’t want to pay for my own groceries?”

Gabriele is a Black woman living with a disability. Her in-home caregiver is paid through Medicaid. That support not only enables her to live independently, but to care for her elderly mother. Without it, everything teeters.

“I worked my whole life. I was doing just fine before I got sick,” she says. “Now I’m told I’m a burden? Like I’m trying to cheat the system? I’m trying to stay in the system. To live with dignity.”

She holds back tears. “You think I don’t want to pay for my own groceries? You think I don’t want to walk around the store on my own? These programs don’t make me weak. They keep me going.”

Juan’s Story: SNAP & Medicaid Make a New Life Post-Incarceration Possible

A headshot of a female presenting individual against a grassy background.

“The only reason I’m still here is because I had help.”

Juan has been rebuilding his life. After serving time, he returned home, enrolled in school, and is now studying for his final year. He’s also a trained chef and a father, trying to balance school, work, and staying focused.

Medicaid helped him manage his health. SNAP kept him fed while he pursued a new life.

“The system saw me as broken,” he says. “But UWBA didn’t. They believed in what I could become.”

What he fears now isn’t just losing support. It’s how society depicts that loss as justified, as if he hasn’t earned his place – as if he hasn’t put in the work.

“You’re basically saying, ‘We helped you get this far, now sink or swim.’ But if I fall, you’re not just losing one person—you’re losing everyone I could have helped.”

Rose’s Story: SNAP & Medi-Cal Maintain Community Stability

A headshot of a female presenting individual against a grassy background.

“You can’t build something solid on shaky ground.”

Rose doesn’t describe herself as vulnerable. She describes herself as someone who has done the work – got a degree, found employment she is proud of, and even gives back to her community. She’s also a UWBA Ambassador and a deeply engaged advocate. But her voice tightens as she outlines just how precarious everything still is.

“It’s very hard to climb when the floor underneath you is constantly shifting,” she says. With the help of SNAP and Medi-Cal, she’s been able to maintain a stable foundation for the first time in years: healthy meals, regular doctor visits, therapy, and preventative care.

Now, with the new federal law targeting benefit eligibility, she could lose access to both programs. “We’re not talking about luxuries here. We’re talking about a floor. A base. You can’t build something solid on shaky ground.”

Rose doesn’t just worry for herself; she sees the broader implications for society. “You’ll get people back in crisis,” she says. “And when you’re in crisis, you can’t participate. You can’t show up to work. You can’t advocate. You can’t help your neighbors. You’re just trying to breathe.”

Small Steps & What H.R. 1 Means for All of Us

There’s a quote we like to use when discussing innovation, ambition, and progress: “One small step for man, one giant leap for mankind.”

It’s a cliche now, but its meaning still lasts.

Neil Armstrong’s historic step required years of preparation, millions of dollars, and hundreds of people working behind the scenes to make it happen. No one at mission control questioned, “Why can’t he get there on his own?”

No one blamed the astronaut for needing a rocket.

When it comes to our neighbors – students, parents, caregivers, workers – we often judge their worth based on how visible their needs are. We may feel frustrated at the starting point, even as we celebrate their progress.

But the leap doesn’t happen without the step.

These stories are not anomalies. They serve as reminders that poverty is a policy choice, not an individual failing. That every investment in one of us is an investment in all of us.

Take the next small step.

Support United Way Bay Area and help ensure the rocket is still there for the next person taking their small step.

About Us

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United Way Bay Area a leading anti-poverty organization, drawing on decades of community partnerships, data-driven insights, and frontline program experience to understand and address the Bay Area’s most pressing needs. Through initiatives like the Community Pulse, UWBA brings together public agencies, nonprofits, and local leaders to identify emerging challenges, strengthen the safety net, and advance equitable solutions that help families build lasting financial stability.