SparkPoint
You can overcome your financial challenges—we’re here to help.
Looking to tackle your financial challenges and build a brighter future for yourself and your family?
SparkPoint provides low-income Bay Area residents with free financial and career coaching and education to help them change their lives.
Find a SparkPoint Center
and you’ll get one-on-one coaching to help you take control of your finances in three key areas.
01
Increasing Income
From help accessing public assistance to job training and coaching, our trained financial coaches will be there for you every step of the way.
02
Managing Credit
No matter your financial situation, we can help you make a step-by-step plan to rebuild your credit score, manage debt, create a household budget, and more.
03
Building Assets
From opening savings accounts to first-time homebuyers programs, we’ll connect you with a variety of programs to help put your dreams within reach.
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Meet Camila
A SINGLE MOTHER FINDS HELP AND HOPE
Camila and her family were struggling to get by until she found SparkPoint. Now she's on a path to a career and making enough to fully support her family.
Watch The Video
Everyone deserves prosperity. For us that means:
Earning a self-sufficient income
Raising your credit score to 700+
Having no revolving debt
Building enough savings to cover 3 months of living expenses
SparkPoint Centers offer the following services:
- Financial coaching
- Credit and debt counseling/repair
- Budgeting/savings plan
- Job search assistance
- Vocational skills training
- Career development
- Connection to housing resources
- Education counseling
- Benefits screening and enrollment assistance
- Tax Preparation
- Rental assistance
- Cash assistance
- Food pantry
- Financial planning
- Banking/financial products
- Homeownership assistance
- Peer lending circle
Please note that services may vary by location and may have limited offerings due to COVID-19.
SparkPoint is a program of 